Posted by Lori Ann Lacey on 7/24/2019

The advancement of technology has inadvertently aided the schemes of scam artists, and even though people are now aware enough to avoid being scammed through texts, calls, and emails, technology has only given these scammers new sophisticated ways to maintain their level of menace in the world today through the use of the internet.

Address fraud, a type of identity theft, is one of such ways that scammers dupe people. The change of address process for someone who is moving is unbelievably simple as one fills in a form online or on paper, and all that is needed is mover's name, old address, new address, and signature. 

This change of address form is so that mail redirects to the new address and homeowners that move don't miss any mail. The simplicity of this process is also what makes address scams easy, and frequent because really, all they need is a name, the address, and a forged signature and every single piece of mail redirects to wherever they want it to go. This simplicity gives them access to credit card information and very personal information like bank statements, and health care statements.

In fact, the clutter moving creates makes it hard for them (the movers) to notice any missing mail giving these scammers days, and sometimes even weeks to cause havoc. There are different ways to protect oneself from this kind of fraud and they include;

Make a switch to paperless communication 

Request all important documents like bank statements, insurance statements, and other materials with sensitive information to be sent via email not physical mailbox anymore. As long as you have hard-to-crack passwords and are security conscious, this should deter identity theft and online fraud. 

Protect new information 

Tell as few close friends about the new address as possible. Keep documents containing information about new address away from outsiders. If some of these documents need discarding, it's best to shred them to bits first. 

Update address

Take note that to prevent cases of fraudulent change of address a confirmation card is sent to both the old and new address. The mail should be checked daily to detect and report any suspicious change that wasn't put in effect by the mover. Notify the bank, school, utilities (electricity, phone, tv, gas, etc.), and every other service utility about the move as soon as possible. Don't be put in a vulnerable position when something as little as a loyalty card gets sent to the wrong address, letting all the wrong people know of the recent move.

Be sure to complete your mail change forms correctly before moving and confirm that it is done correctly to avoid being scammed. 




Categories: Uncategorized  


Posted by Lori Ann Lacey on 5/8/2019

You want to stay healthy and in shape, or get back into shape, but your busy life doesn't necessarily allow the time to join a gym or go for a long run every day. Between the kid's activities and taking care of your home, how do you find the time to take care of yourself? The good news for you is there are a lot of ways to burn calories built right into your home and home maintenance routine. Below are some ways to take care of yourself, your home and your family at the same time.

Number One. Cleaning. 

Cleaning activities around the home are great forms of exercise as well. Split up your cleaning projects over a few days each week to rack up those burned calories and keep your home in tip-top shape at the same time. Sweeping, mopping and vacuuming are fantastic for breaking a sweat and getting your heart-rate up there. Scrubbing shower walls, tub basins, sinks, and kitchen counters will help you burn and work those arm muscles.

Number Two. Tidying Up. 

It may not appear like it, but small motions burn plenty of calories. Folding and putting away a couple of loads of laundry will add a few more burns to your count each week. Changing sheets on the beds in your home and making beds daily also contributes to those small motions that keep you in shape.

Number Three. Yard Maintenance.

Maintaining your yard offers several opportunities for exercise. Similar to sweeping, raking your yard weekly is an excellent way to work out your arms and legs. Gardening puts your arms to work and burns more calories. If you have a small to medium size yard or are an ambitious person with a large yard, push mow your lawn. It will really get you driving your body and exercises many muscle groups. 

Number Four. Have Fun with Your Family. 

Now for the fun one. Find special ways to have fun with your family that also give your body a workout. Play tag with your kids in the yard, jump rope or design a hopscotch grid and play along with them. Wrestling with your dog, playing fetch or engaging in a game of tug of war (with dogs or kids!) will also give you a workout. Combining family time and exercise is a wonderful and rewarding way to get yourself into shape. 

Even if you think you're too busy for the gym, there are plenty of ways to find opportunities to exercise built right into your home life. Combine these with healthy and contentious cooking at home, and you won't even miss the gym.